1) We will sit down together and discuss your wants and needs as well as your alternatives. We will have an informal, relaxed discussion about what it is you're looking for in a home.
2) We will evaluate your purchasing capacity and determine the right kind of financing for you. There are many qualified, caring mortgage professionals who are experts at helping with this step. It can begin over the phone, continue with you filling out some forms, and is entirely free. The reason we do this early in the process is that it will save you time by narrowing the number of homes we need to visit. In addition, by going through this pre-qualifying step, you'll be in a better negotiating position when we find the home you are looking for.
3) Then we will go look at homes which we've selected together with the aid of state-of-the-art computer information. The home buying process should be fun; it is the ultimate shopping trip and should include everyone in your family, if possible. Because I take the time to listen carefully to your wants and needs in advance, finding the perfect home will not take as long as you may think. In fact, it shouldn't take us more than a day or two at the most.
4) Once we've found the perfect home, I will negotiate the purchase with the seller.
5) When we've reached a fair purchase agreement, we will transfer ownership of the home to you, and get you comfortably moved in. There are many details involved in getting the sale closed; it requires a great deal of communication with a lot of people. My role during this step is to see that all of these details are handled quickly and professionally on your behalf.
